National Open House Weekend Tips!

ATTENTION BUYERS!! The time has come to get your comfortable shoes on, grab a water bottle and get the car keys, it's National Association of Realtor's Open House Weekend and in Monmouth County the balloons will be everywhere!!! Here are some handy tips that you may want to keep you from getting overwhelmed by it all. First, make it an occasion to spend some quality time with your significant other by getting a babysitter so you can see as many as possible and look forward to lunch or dinner after 4pm when most of them end. Second, have a plan! Know which areas you are most interested in based on school systems, access to work or family members, Hazlet, Middletown and Holmdel are among the most popular. Try to determine the exact style of house that you like such as a Colonial, Ranch, Split, Bi-Level or Cape. Research these different styles so you have an idea of what they look like from the street and try to resist the temptation to look at any that you know will not be your dream house so will have time to preview the right one.  Establish if you definitely want a garage, this will cut down on the amount of homes you would be tempted to preview on your drive by. Bring a pen and make notes on the print outs offered by the Realtors so you will be able to refresh your memory at the end of the day. And finally, remember to have fun and get excited about the prospect of buying your next home! Joanne Schiffres, http://joannes.betterhomesus.com Better Homes Realty, Hazlet 732-757-5013    

Open House, Hazlet NJ

Open House, Sunday April 29th, 1pm-3pm 17 Belfast Ave, Hazlet NJ. Four bedroom, 2.5 bath Center Hall Colonial waiting for new owners. Professional landscaping,paver walkway and newer front door give it great curb appeal. Fully fenced Backyard perfect for BBQ's. Large formal living room & formal dining room with hardwood floors. Large Family room has built in bar. Mud room is also being used as an office. Newer roof with 30 yr warranty. A must see!!! $339,500.00 Call Patricia Florkowski for more information 732-406-5680 [caption id="attachment_4848" align="alignnone" width="300" caption="Center Hall Colonial"][/caption]

Just for Toddlers Now open for registration

Registration is under way in Middletown for the Just for Toddlers preschool playgroup for children ages 18 months to pre-K. Arts & Crafts, stories,music, numbers, letters, colors & many other activities will be featured. The affordable program is managed by Middletown Recreation Department & held at the Tonya Keller Community Center, located at 50 Bray Avenue. all classes run from September through May, and consist of three 10 week sessions. Call 732-615-3230 for more information and to register. Info from Independent News. Posted by Lisa Alaimo, Better Homes Realty 800-531-2885 x451  www. SearchHomesInNJ.com  

Your Realtor Is A Valuable Resource

Realtors are more than just "door openers".  An experienced full time agent has established and maintained great industry relationships over the years in order to serve his or her clients when it comes to the largest purchase they will ever make. Your Realtor's sole purpose should be to make your transaction as seemless as possible. That is why they should be the first person you go to when you need an important referral such as an attorney, home inspector or most importantly, a mortgage representative. Real Estate transactions are only as good as the people involved in order to move things along in a timely fashion and open communication between those related industries are most important when difficulties arise. Why wouldn't you, the buyer or seller, want all parties involved in your transaction to have your best interests in mind and make this experience one of excitement and joy rather than something else entirely! Joanne Schiffres  http://joannes.betterhomesus.com Better Homes Realty 732-757-5013

HIREAVETERAN Career Fair

Tuesday April 24th 11am - 4pm Merri Makers Reception Center  PNC Bank Arts Center, Holmdel All Branches of military service are invited to attend. bring resumes and meet with representatives from  the following organizations: (just to name a few) Centenary College, Open Road Auto Group, Magyar Bank, Creative Financial Group of NJ, Dr. Rotem, Merri-Makers, Prudential Financial, Riva Networks Inc. Primerica Financial Serv., Patuxent Enginerring LLC, USBGC, Rutgers University, Sysco Metro New York, Set Focus, Greenway Mortgage, Earle Asphalt Company, MetLife/Bridge Financial Group and many other. Info by: Independent Newspaper: Posted by Lisa Alaimo Better Homes Realty 800-531-2885 x451   www.SearchHomesInNJ.com  

Garden State Film Festival 3-22 thru 3/25 2012

The 10th Annual Garden State Film Festival at the Paramount Theatre and other area venues. See over 190 current independent films from around the globe. This fun-filled weekend includes a special FREE screening of Michael, open talent casting call, professional panel discussions, parties, and more. Special Screening:  "I want My Name Back" Sat March 24th 9PM Wonder Mike & Master Gee of Rappers Delight, followed by a historic reunion concert with special guests. GSFF Only happens once a year.. Get tickets at the venues or GSFF.ORG source: APP  posted by Lisa Alaimo Better Homes Realty 800-531-2885 x451  www.SearchHomesInNJ.com  

Networking Wine Social

Join the OCBR housing opportunities committee on April 12th at the Bacchus Winery in Toms River from 530-7:00 p.m. for an evening of great food, wine and fun. Enjoy Hors D'oeuvres and fresh Panini's from Buccio's Gourmet Bistro!   click on the link to print out your invitation... Click here for the Invitation

Kaboom Fireworks on the Navesink?

The Kaboom Executive Committee announced on Feb. 15 that Red Bank's 2012 July 3 fireworks display would not take place due to soaring security costs and insurance premiums, coupled with the difficulty of monitoring public safety. A 50 year tradition which has become victim to its own success. It has become so large, it attracts 100,000-150,000 people to town and that does so much for local restuarants and retailers. Fore more info visit: www.gmnews.com details by Kristen Dalton of Independent newspaper. Posted by: Lisa Alaimo of Better Homes Realty 800-531-2885 x451  www.SearchHomesinNJ.com  

Help for Seniors

Click here for more info from my colleague Sandra RostekFebruary 29, 2012 by Wendy Trager Email: wendytrager@optonline.net.   It comes as no surprise that some of the hardest hit in this economy are seniors.  Homes seniors have been living in their whole adult life may now burdensome to pay for and upkeep.  Many seniors feel they have nowhere else to go.  Reverse Mortgages can be the solution for a variety of problems:

• To help seniors looking to downsize and finance the purchase of a smaller home.
• To help seniors facing foreclosure
• To help seniors suffering from job loss and unable to pay their mortgage
• To help with home repairs
• To help with sale of home
• To help a senior stay in their current home and pay for home healthcare

• The homeowners must 62 years old
• The home must be their principal residence (must live in the home more than half a year)
• The home must be a single family home, a 2-4 unit building or a federally approved condominium or planned unit development
• If there are debts against the home, then the homeowner must use the reverse mortgage to pay it off
• There are NO credit/income requirements

• Traditional mortgage or home equity loans require proof of sufficient income and credit history to qualify, and you will have to repay beginning within 30 days of closing.  With a reverse mortgage, there are no monthly payments to be made at any time during the loan for as long as you continue to occupy the home as a primary residence.  Since there is no monthly payment, the FHA does not require verification of your income and does not require a good credit rating. 

Let's Buy Something Together...

Buying A Home With Past Credit Problems Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.  The good news is that many lenders have adapted to the idea that many hopeful homeowners simply need a second chance, which means that past credit problems no longer have to define your future. Credit Blemishes When life unexpectedly takes a turn for the worst, it’s not always possible to come out without a few bumps and bruises. Every day, people are faced with late or missed credit card payments, mortgage foreclosures, bankruptcy proceedings, auto repossessions and even civil judgments that will affect their credit reports for years to come.  Whether it’s from a job loss, injury or just a simple case of temporary hardship, credit blemishes are often a part of life.  The good news is that they no longer have to prevent you from becoming a homeowner. Give Yourself A Little Credit After experiencing a credit problem, most lenders will want to see an attempt to rebuild your credit through a steady payment history with a new account.  This can be accomplished by applying for a credit card and maintaining a responsible use of the account.  If you aren’t approved for an unsecured card, you can always apply for a secured credit card. Either will rebuild your credit over time and will help to show lenders that your past credit problems are just that - in the past. Clean Up Your Credit Report Before applying for a home loan, make sure that you check your credit report from each of the three major credit reporting agencies. Every 12 months, consumers can request a free copy of their credit report from Experian, Equifax and TransUnion. If anything is incorrect or found to be inaccurate, filing a dispute with the credit reporting agency can help to get the information corrected before speaking with a lender. When you apply for a home loan, the lender will access your credit report for the purpose of determining your creditworthiness. In an effort to ensure that you have the best possible chance at being approved for the loan at the best possible interest rates, making sure that your credit report is accurate is a must. Save Up For A Down Payment Some homebuyers often qualify for a mortgage with down payments as low as five percent (three and one half percent for FHA loans), but those with past credit problems may be required to shell out up to 35 percent or more for a down payment on their new home.  A buyer who pays a larger down payment obviously has more vested interest in the home and may, thereby, be less likely to default on a loan.  If you have past credit problems, check with your lender about specific down payment requirements and start saving! Creative Financing Options If you’ve exhausted all of your conventional efforts and are still turning up empty, don’t give up just yet. Alternative financing is an option that many homebuyers use to purchase a home.  Your REALTOR® can provide you with details regarding any lease purchase and/or owner financing properties, which may require no credit check, no bank qualifying, a low down payment and competitive interest rate options.

Lisa Alaimo of Better Homes Realty Hazlet selected as "2012 N.J. Five Star Real Estate Agent"!

Great News!!! Lisa Alaimo of Better Homes Realty Hazlet Branch is one of the recipents of the 2012 New Jersey Five Star Real Estate Agent award. She is among a group of fewer than 7% of real estate agents in the New Jersey area. New Jersey Monthly asked Five Star Professional to conduct research with clients, peers and industry experts to determine the r.e. agents in N.J. area who rated highest in overall satisfaction. Winners will be listed in the March 2012 issue of New Jersey Monthly. Congradulations Lisa Alaimo of Better Homes Realty Hazlet, N.J. 800-531-2885 x 451    www.SearchHomesinNJ.com

Mark the Date!!! Your Residential Real Estate Questions Answered.

Live Chat on Ustream.tv  by Lisa Alaimo of Better Homes Realty.  Present will be Michael J. Weber of Weber Law Offices in Howell, NJ.  Chat live and ask you real estate questions.  All Residential real estate questions and RE Legal Quesions. Re-sale, short sales, bank owned, foreclosure, condo's, town homes & rentals. Mark the date... March 1, 2012 at 7:PM You can email your request prior, we will respond on live chat and email you back with answers. Email to : LAlaimo@BetterHomesUS.com See you there... Channel Name:  BHRLisaalaimo or search on ustream.tv  NJrealestateagent   or just click the link below and save to your favorites. http://www.ustream.tv/channel/njrealestateagent Lisa Alaimo.. . .www.SearchHomesinNJ.com     for Michael Weber of Weber Law offices...  www.WeberLawOffices.com

Avoiding Foreclosure (Government information)

http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure Call me with any questions. 800-531-2885 x 451 or email me at:  LAlaimo@BetterHomesUS.com  Better Homes Realty   Lisa Alaimo

Pricing your home to sell.

How to use comparable sales to sell your home.. Click the link from houselogic..  http://buyandsell.houselogic.com/articles/how-use-comparable-sales-price-your-home/ Lisa Alaimo/Better Homes Realty   800-531-2885 x451  www.LISAALAIMO.com   email me at: LAlaimo@BetterHomesUS.com

The Costume Shop in Keyport is Closing it's doors!!! Everything MUST GO!

Sad to say but.... The Costume Shop in Keyport is closing its doors..  Everything MUST GO!!!!  Feb. 29th 2012 it's gone! 50% off all Retail Costumes, Masks, Wigs, Make-up. Fixtures etc. also for sale.. Maybe early for Halloween, but not early for a great deal... Stop by: 41 Division St. Keyport, NJ 07735   PH: 732-264-5115   Hours: Mon/Wed/Thurs/Fri 10-6  & Sat 10-2 information provided by Lisa Alaimo of Better Homes Realty... Call Lisa for a complimentary Market analysis. 732-241-4588 * 800-531-2885 x 451

Avoid Foreclosure!!! Call Lisa Alaimo 800-531-2885 x451

Avoid Foreclosure!  For a Confidential consultation please contact: Lisa Alaimo of Better Homes Realty at:   732-241-4588   or     800-531-2885  x 451 email at: LAlaimo@BetterHomesUS.com December 2012 is the EXPIRATION of the " Forgiveness Act"..  Know your rights.. call for info. NJ Real Estate Attorney can be present at consultation. The Mortgage Forgiveness Debt Relief Act was introduced in Congress on September 25, 2007, and became law on December 20, 2007. This act offered relief to homeowners who would formerly owe taxes on forgiven mortgage debt after facing foreclosure. The act extends such relief for three years, applying to debts discharged in calendar year 2007 through 2009. (With the Emergency Economic Stabilization Act of 2008, this tax relief was extended another three years, covering debts discharged through calendar year 2012.) info: wikipedia.. Contact Lisa Alaimo now!  732-241-4588  or 800-531-2885 ext. 451 Better Homes Realty..

Looking for Middletown Parking Permit

Middletown's main parking lot on Church St. next to the train station no longer has a wait list. At the half year mark, parking permits for the main lot are on sale now for $200. for residents and $225. for non residents. Permits are good through June 30. Contact the office of the Township Clerk at 732-615-2015 from 9am -5pm. Monday through Friday for more information. information courtesy of Independent news entered by Lisa Alaimo/Better Homes Realty